Walling Hotel - Jiefangbei Hongyadong, Chongqing
Tourist Assistant
Currency Exchange & Cash
ATM withdrawals with foreign cards, bank exchange — and cash is legal tender that cannot be refused.
Services
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Features
- ✓ ATMs are the easiest: Bank of China, ICBC and other major banks' ATMs accept Visa/Mastercard and overseas UnionPay cards.
- ✓ Withdrawal limits: usually CNY 2,000–3,000 per transaction, around CNY 20,000 per day; Chinese banks charge about CNY 20–30 per withdrawal (your issuer may add fees).
- ✓ Bank branches give the best rates: exchange major currencies at Bank of China and other big banks with your passport.
- ✓ Airport counters for emergencies: convenient but poorer rates — exchange only a small amount.
- ✓ Cash cannot be refused: RMB cash is legal tender and merchants must accept it — carry some small notes just in case.
- ✓ Mobile payment first: with a foreign card linked to Alipay/WeChat Pay, most situations need no cash at all.
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How to Use
1
Notify your card issuer before travelling that you will use the card in China, to avoid fraud blocks.
2
On arrival, withdraw a small amount (CNY 500–1,000) at an airport ATM for emergencies.
3
For larger exchanges, go to a Bank of China or ICBC branch with your passport.
4
Keep the exchange receipts — you may need them to convert leftover RMB back on departure.
5
Pay day-to-day with Alipay/WeChat Pay, keeping cash for street vendors and small shops.
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FAQ
ATMs of major banks such as Bank of China and ICBC that show the Visa/Mastercard logos. Machines showing only the UnionPay logo may not accept foreign cards.
Chinese banks charge roughly CNY 20–30 per withdrawal; your issuer may add its own overseas-withdrawal and currency-conversion fees.
CNY 500–1,000 is plenty — mobile payment covers almost everything. Cash is legal tender and cannot be refused, so small notes are the most useful.
No — street moneychangers are illegal and counterfeit notes are a real risk. Use banks or official airport counters only.
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Important Notes
ATMs showing only the UnionPay logo may not accept foreign cards — look for Visa/Mastercard logos.
Keep exchange receipts in case you need to convert RMB back when leaving.
Fees and limits may change — check the banks' latest notices.
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