Walling Hotel - Jiefangbei Hongyadong, Chongqing
Tourist Assistant
Banking Services
Foreign-card ATM withdrawals, limits and fees, and branch services — Bank of China and ICBC serve foreigners best.
Services
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Features
- ✓ Best banks for foreigners: Bank of China and ICBC have the most complete services for foreign cards and customers, with wide branch and ATM coverage.
- ✓ ATM limits: usually CNY 2,000–3,000 per withdrawal, about CNY 20,000 per day in total.
- ✓ Fees: Chinese banks charge about CNY 20–30 per withdrawal; your issuer may add overseas-withdrawal fees.
- ✓ Check the logos: only ATMs showing Visa/Mastercard accept foreign cards — UnionPay-only machines may not.
- ✓ English interface: insert your card and choose English on screen.
- ✓ Currency exchange: major-bank branches exchange main foreign currencies with your passport.
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How to Use
1
Find an ATM showing Visa/Mastercard logos — preferably inside a Bank of China or ICBC branch.
2
Insert the card and select the English interface.
3
Enter your PIN and choose the withdrawal amount (in CNY).
4
Take card, cash and receipt — and check your issuer's statement for fees.
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FAQ
Usually CNY 2,000–3,000 per withdrawal and about CNY 20,000 per day; exact limits vary slightly by bank.
Chinese banks charge about CNY 20–30 per withdrawal; your issuer's overseas-withdrawal and exchange-rate fees come on top.
Generally a work or residence permit is required. Short-term visitors rarely need one — Alipay/WeChat Pay with a foreign card covers payments.
Note the ATM number, contact the bank branch it belongs to, and bring your passport to retrieve the card.
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Important Notes
Notify your issuer of your travel plans before departure to avoid fraud blocks.
Prefer ATMs inside bank branches — safer, and easier to resolve a captured card.
Limits and fees may change — check the banks' latest notices.
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